Wednesday, November 07, 2007

QuoteRetriever.com Introduces Online Insurance Quotes, The Next Generation in Shopping for Insurance Online

Raleigh, NC (PRWEB) –- QuoteRetriever.com intends to completely change the way internet visitors shop for insurance online.

“QuoteRetriever.com’s focus is to provide the opportunity for internet insurance shoppers to review quotes instantly online for all of their insurance needs including home, vehicle, life, disability, long term care, medicare supplement, health, annuity, business, and at one easy to navigate website. This resource allows visitors to receive quotes and request an application at their own pace, rather than being bothered by salespeople at an inconvenient time. We will only contact a potential client if they request we do so by giving us a day and time that is best for them.” says CEO and founder T. Reilly O’Neal.

QuoteRetriever.com offers over fifty different types of insurance products, in forty-eight states, from over one hundred and twenty five insurance carriers and partners. Of these insurance products, forty types of policies such as travel, motorcycle, and accidental death generate instant quotes online. Additionally, the site offers instant comparison quotes for over twenty-five different types of policies such as annuities, health, auto, and life insurance. Even more convenient to visitors, twenty different types of policies such as instant term and homeowners insurance policies can be applied for instantly online.

A feature that is sure to be popular, the annuity section of the website, makes comparison shopping for an annuity easier than ever. A visitor can choose from CD-type, fixed, step rate, tax sheltered, single premium immediate, multi-strategy, and equity indexed annuities. The website offers comparison shopping instantly online from over sixty-five different annuity carriers, making it easy to find the annuity with the best rate. In addition, the visitor can view carrier ratings and specific annuity product information which allows the internet shopper to make sure they purchase the best annuity available for their needs.

For shoppers looking for a life insurance policy, QuoteRetriever.com offers instant term policies underwritten by RBC Insurance. In as little as ten minutes a visitor can purchase up to $150,000 in level premium 10, 15, or 20 year term life insurance without the need for a medical exam. An individual looking to protect or provide for their loved ones can actually purchase life insurance without any assistance from an agent and print out their policy before they leave their computer. For those that desire more than $150,000 in life insurance coverage, the website offers instant online comparison quotes for level premium term, return of premium term, and universal life insurance policies from over fifty highly rated carriers.

Auto, homeowners, watercraft, health, and travel policies are also some of the types of products that can be instantly comparison quoted and purchased online, adding even more value to an already resourceful and convenient website. However, there are some types of policies offered that are too complex to be quoted online. In these situations a quote form is completed by the visitor which is electronically sent to one of QuoteRetriever.com’s licensed agents. The agent will then manually comparison shop among multiple insurance carriers, using their knowledge of the plans and carriers available, to find the best value. After finding the best rate, the quotes are sent to the client via email and a follow up call is made by the agent on the day and time requested by the client, again, avoiding the chance that the client could be inconvenienced by the call.

For products such as disability insurance, agents will comparison shop thirteen of the top disability insurance carriers in the marketplace, a valuable opportunity for those in need of disability coverage. This allows the client to avoid the need to call all of the carriers individually to get a quote, saving the shopper time and money.

“Another advantage”, says O’Neal, “is that many of the other insurance websites currently in operation actually gather information from visitors to sell to agents in the form of leads, instead of providing the opportunity for internet insurance shoppers to actually find the best policy at the best price. While in many cases this is a way for the shopper to receive multiple quotes, it is not what the visitor had anticipated. This has led to frustration on the part of the shopper.”

While there are many insurance websites that offer online insurance quotes for one or maybe even a few types of insurance products, QuoteRetriever.com is the first to offer instant online insurance quotes for all major categories of insurance, without ever leaving their site. In addition to being a valuable resource, the website is designed to be very user friendly. The navigation throughout the site is organized to make it easy for a visitor to move from product to product. In fact, a visitor is always just two clicks away from anything on the website. This means even someone who may not be internet savvy could easily take advantage of this money saving tool. A description of each product type is available by simply holding the cursor over the product tab. Carrier ratings and additional product information are also available on the site. Their knowledgeable agents are able to answer any questions a visitor or client may have should they prefer to speak with someone directly or simply have a question that is not answered on the website.“We feel like we have developed a website that will make it easier for individuals, families, and businesses to get the insurance that they need while putting the power in their hands to make sure they have found the best value and the best coverage. We are proud to be leading the way and plan to continue to find even more ways to use technology and creativity to be a better and more effective resource to our website’s visitors and to our clients.” says T. Reilly O’Neal.

Product Details:Vehicle: Auto, Watercraft, Motorcycle, and Recreational Vehicle.Home: Homeowners, Renters, Condominium, and Flood.Health: Individual, Short Term, Student, Dental, International, Critical Illness, Long Term Care, Medicare Supplement, and Group Health.Life: Level Premium Term, Return of Premium Term, Universal Life, Whole Life, Instant Term Policy, Child Policy, Senior Policy, and Accidental Death.Disability: Short Term, Long Term, and Group Disability.Business: General Liability, Umbrella Liability, Worker’s Compensation, Group Health, and Group Disability.Pet: Dog and Cat Protection Plans.Travel: Business Package, Flight Accident, Medical Evacuation, Travel Medical, and Multi-Trip Medical.Annuity: CD-Type, Fixed, Step Rate, Tax Sheltered, Equity Indexed, Multi Strategy, and Single Premium Immediate.

About QuoteRetriever.com Founded in 2004, QuoteRetriever.com (www.QuoteRetriever.com) is headquartered in Raleigh, North Carolina and is a nationwide insurance brokerage company working with more than one hundred and twenty five highly rated carriers and partners.

For more information, please contact:
T. Reilly O’Neal,
President of QuoteRetriever.com
877-306-2146
reilly @ quoteretriever.com
www.QuoteRetriever.com

QuoteRetriever.com Now Offers a Free No Obligation Comparison Shopping Service for Disability Insurance From Thirteen A-rated Companies

Raleigh, NC (PRWEB) October 23, 2007 -- QuoteRetriever.com announces a free no obligation service that allows consumers to comparison shop for their disability insurance needs. "Protecting your future income with disability insurance is one of the most important aspects of a solid financial foundation. It's natural for people to insure their home, car, and other valuables but many people fail to protect the asset that provides these items - their income", says Reilly O'Neal founder and president of QuoteRetriever.com.

Statistics show that 3 in 10 workers entering the work force today will become disabled before retiring. In addition, disability causes nearly 50 percent of all home foreclosures, compared to 2% caused by death. Disabilities among the American workforce are on the rise and with approximately 110 million Americans without long term disability insurance it is obvious that American workers are financially unprepared for a disabling injury or illness. Many people believe that because they are healthy they don't have a real need for disability insurance but that can change in a matter of seconds. In fact, in the last 24 hours over 56,000 people became disabled due to an accident or illness.

Many workers also fail to recognize that their ability to work and earn an income is their most valuable asset. A 30 year old worker earning $84,000 per year has the potential to earn over 7 million dollars over the course of their career yet people are failing to properly protect this asset which is responsible for keeping a roof over their head, medical insurance paid, a vehicle in the driveway, and dreams of a comfortable retirement or college education for the kids within in reach.

"Self employed individuals, business owners, consultants, physicians, and others who are without group disability insurance benefits are the most at risk. Not only are these workers solely responsible for the success of their businesses but they do not have anyone to fall back on if they were unable to work due to a disability. If an injury or illness sidelined them from work, not only would their personal finances be impacted but the livelihood of their business could be in jeopardy, making it even more difficult to come back from such an event", says O'Neal.
The complexity and expense of individual disability insurance often deters workers from purchasing this valuable protection. As a general rule an individual can expect to pay a monthly premium of approximately 2-3% of their monthly income depending on the policy design and additional riders.


QuoteRetriever.com has a team of licensed disability insurance specialist that will help visitors save time and money by doing the research for them. As an independent brokerage company for 13 of the nation's top A-rated disability insurance carriers, QuoteRetriever.com's insurance specialists make it easy to find the best disability insurance policy for your needs by using their knowledge of the various insurance companies and their products. Simply go to their website (www.QuoteRetriever.com) and spend 5 minutes completing a quote request form. Within 24 hours an insurance specialist will email you the best options available based on your unique profile. In addition, they will schedule a time at your convenience to explain the differences between policies and answer any questions.

"Disability insurance is not one size fits all. Each insurance company treats particular occupations and medical conditions differently. There are definitions of disability and policy features that vary among the disability insurance products on the market. We offer our knowledge and experience in an unbiased, no pressure environment so that our clients may fully understand the differences between policies and can be sure that the policy they choose is the best policy available for their needs and their budget", says O'Neal

QuoteRetriever.com offers the following types of disability insurance:

Disability Income - helps you meet your living expenses by replacing a portion of the earned income when you're to sick to work.

Overhead Expense - for business owners, this coverage reimburses you for certain business expenses, helping you to keep your office open until you are able to return to work.

Disability Buy-Out - with two or more owners, helps fund the transfer of a business from a disabled owner to the remaining active owners.

For free long term disability insurance quotes visit QuoteRetriever.com/disability/longterm


About QuoteRetriever.comFounded in 2004, QuoteRetriever.com is headquartered in Raleigh, North Carolina and is a nationwide insurance brokerage company working with more than one hundred and twenty five highly rated carriers and partners. QuoteRetriever.com specializes in comparison shopping life insurance, disability insurance, health insurance, and long term care insurance policies.

For more information, please contact:
T. Reilly O'Neal
President of QuoteRetriever.com, LLC
877-306-2146 ext 100
 
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